We make financing your home simple and convenient. There are no hoops to jump through, no strings attached, and no hidden fees, just a simple home loan solution so you can purchase your dream home. 

Mari Lou and jim working at table

Whatever your need, we have the ideal home mortgage for you.

  • Low interest rates
  • Experienced lenders
  • Out of state loans available
  • Land loans
  • Construction loans
  • First-time home buyer loans
  • Permanent financing for seasonal second homes
  • Permanent financing for “shouses” pole-style homes

Me and my fiancé just bought a house through Jaime Rowlette. When I buy another house, I will definitely use him again. If I could give 10 out of 5 stars, I would!!  -Joshua S., Hillman

Home Mortgage Loans

Need a home loan for the purchase or refinance of your primary residence, second home or real estate investment property? Our home mortgage loan experts have a variety of loan programs to meet your needs. We will help you find the best rates and get pre-qualified to purchase a home. Our loan options include:

  • Fixed rate conventional loans
  • Government loans, including 1st Time Homebuyer loans
  • Adjustable Rate Mortgages (ARMs)
  • Jumbo mortgage loans
  • Interest only loans
  • Low-to-no down payment home loans
  • Balloon loans

Home Construction Loans

When planning to build or renovate a home, our construction loan experts will help you every step of the way. Visit your local branch for pre-approval on a long-term mortgage for your peace of mind before you start building. When you finance both your construction loan and long-term mortgage with us, we are often able to give you added savings on closing costs. Our bankers also assist you with monitoring the costs and disbursements during the construction process. Make your dream of a new home become a reality.

Meet Your Mortgage Team

Our team specializes in assisting both first-time buyers and seasoned homeowners. We understand how confusing it can be to find the right mortgage, which is why we work closely with you to problem-solve and secure the most competitive rates. You can trust our team will be with you every step of the way. Take the first step by choosing one of the lenders in your area to begin the process.
Jaime Rowlette
Jaime Rowlette

NMLS ID: #844577
James (Jim) Finn
James (Jim) Finn

NMLS ID: #285143
Mari Lou McCormic
Mari Lou McCormic
Big Lake & Monticello

NMLS ID: #739970
Reed Nelson
Reed Nelson

NMLS ID: #1752050
Kari Schmidt
Kari Schmidt
Morris & Benson

NMLS ID: #655289
Sarah Eberwine
Sarah Eberwine
Bagley, Baudette, Bemidji, International Falls

NMLS ID: #663467
Patty Kill
Patty Kill
Morris & Benson

NMLS ID: # 2127088

I have been working with Mari Lou McCormic since last fall on my options for a home mortgage. I'm not a big player, or any huge asset to your bank or your future. But Mari Lou has treated me as if I was the only item on her desk. I look forward to completing my mortgage loan with RiverWood and Mari Lou, and hopefully many future transactions. Thank you so much for your vision in having such an amazing customer-oriented employee like Mari Lou on your team. -Todd S., Big Lake
Don't Want to Apply Online?
Visit any RiverWood Bank location or call (888)751-5120 to speak with a mortgage expert.

Still Have Questions?

Find FAQs, routing numbers and online banking tutorials in our Education Center.

*Testimonials appearing on this page have been edited for grammar and clarity, but the content of the message has been unaltered.
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